Carriers
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For our full list of carriers, please give us a call at 800-662-5080 or click here to contract with us today.
Aetna
- Strong national brand recognition and wide acceptance across various markets (Medicare and ACA).
- Offers a diverse range of Medicare Advantage (MA) plans including HMO, PPO, and D-SNP options.
- Competitive compensation and robust agent training platforms focused on compliance and product knowledge.
Ambetter
- Primary focus is the Affordable Care Act (ACA) marketplace, providing comprehensive health coverage options.
- Often a key, competitively priced option on the exchange in various states, making it a valuable tool during Open Enrollment.
- Offers a simple, streamlined electronic application process for agents selling individual health.
American Amicable
- Specializes in Final Expense whole life insurance with simplified issue underwriting.
- Known for quick underwriting decisions and competitive rates for a wide age range.
- Provides agents with a strong incentive program and potential for high lifetime commissions.
Corebridge Financial (formerly AIG Life & Retirement)
- Offers a diverse portfolio including Fixed and Indexed Annuities and various Life Insurance products (Term, Universal, and Indexed Universal Life).
- Provides agents with access to sophisticated financial planning tools and advanced market support.
- Strong financial stability and a recognized name.
American National (ANICO)
- Well-known for its Simplified Issue Whole Life and competitive Term Life insurance products.
- A key player in the Life insurance space.
- Offers agents strong back-office support and online quoting/submission tools.
Ameritas
- A leader in the Dental, Vision, and Hearing (DVH) ancillary product market, which is essential for Medicare clients.
- Strong history and financial ratings, offering a reliable choice for individual Life Insurance.
- Provides agents with comprehensive digital marketing support and competitive compensation for ancillary sales.
Anthem (Elevance Health)
- One of the largest names in the industry, offering a wide array of Individual Health products, as well as a large footprint in Medicare.
- Extensive network of physicians and hospitals across many states, providing a major selling point for clients.
- Offers agents strong residuals and access to exclusive product designs in select markets.
Athene
- Specializes in high-quality Fixed and Indexed Annuities designed for retirement savings and guaranteed income.
- Often features competitive crediting strategies and unique optional guaranteed income riders.
- Provides agents with training and resources focused on advanced retirement planning and wealth transfer.
Baltimore Life
- Offers a range of traditional life insurance, including Simplified Issue Whole Life and Term Life.
- Strong reputation for financial stability and long-term security.
- Provides agents with strong support.
BayCare
- A localized, regional plan (primarily Florida) often known for its integrated health system approach.
- Appeals to clients who value a tightly coordinated network of doctors and hospitals.
- Provides agents who focus on local markets with a highly competitive option that leverages local brand trust.
HealthSpring
- Known for having a strong presence in Medicare Advantage (MA) in specific regional markets.
- Offers competitive MA plans, often with enhanced benefits tailored to local communities.
- Provides specialized support and marketing materials for targeting Medicare beneficiaries.
Fidelity and Guaranty Life (F&G)
- Prominent in the Fixed Indexed Annuity (FIA) market, providing safe growth and principal protection.
- Offers competitive interest rate crediting methods attractive to agents and clients seeking retirement stability.
- Provides advanced sales concepts and marketing programs for annuity producers.
Foresters Financial
- Offers a range of Life Insurance products with a focus on fraternal benefits.
- Its products often include unique riders and member benefits (scholarships, community grants) that enhance the policy’s value proposition.
- Provides agents with a strong philanthropic and community-focused mission to help build client trust.
Freedom
- Strong regional carrier known for its presence in Medicare Advantage (MA) in specific states.
- Often offers competitive MA plans with robust value-added benefits that appeal to seniors.
- Provides agents who focus on local markets with deep product support and localized marketing.
Gerber Life
- Best known for its Guaranteed Issue Whole Life products, which are extremely easy to sell and qualify for.
- Offers a popular line of juvenile life insurance (Grow-Up Plan), providing a simple entry point for family sales.
- High consumer brand recognition, making sales conversations easier with less resistance.
Wellabe
- Significant presence in the Supplemental Health market, including Medicare Supplement (Medigap) plans.
- Also offers a solid portfolio of other health indemnity products.
- Known for stable rates and a strong reputation for agent service and support.
Guarantee Trust Life (GTL)
- A leader in niche supplemental products, especially Short-Term Care (STC) and Hospital Indemnity plans.
- Offers competitive policies with simplified underwriting that are easy to layer onto existing coverage.
- Provides agents with valuable cross-selling opportunities to fill coverage gaps for Medicare clients.
Humana
- One of the largest national providers of Medicare Advantage (MA) and Medicare Supplement (Medigap) plans.
- Exceptional brand recognition, often leading the market in plan design and member perks.
- Provides agents with extensive national resources, training, and a highly utilized online enrollment platform.
Kansas City Life
- Offers a diverse portfolio including traditional Whole Life, Term, and Universal Life Insurance.
- A financially stable, heritage company with a long history, appealing to clients seeking strong security.
- Supports agents with competitive commissions across their full range of individual life products.
Liberty Bankers Life
- Specializes in Final Expense whole life and simplified issue products for the senior market.
- Also offers a popular line of products for agents targeting retirement stability.
- Known for quick policy issue and responsive underwriting for fast agent turnaround.
LifeShield
- Often known for providing Life Insurance, along with vital supplemental coverage.
- Offers agents a straightforward way to increase sales per household by protecting against high out-of-pocket costs.
- Products are generally easy to quote and enroll online, simplifying the sales process.
Lincoln Financial Group
- A major player in the Annuity market (Fixed, Indexed, Variable) and high-end Universal and Term Life insurance.
- Excellent resources and support for agents working in advanced markets, estate planning, and business solutions.
- Offers competitive compensation on complex, high-premium products.
Molina
- A leading carrier in the ACA market and Dual-Eligible Special Needs Plans (D-SNP) across many states.
- Provides agents with critical access to the underserved Medicaid and low-income Medicare markets.
- Known for its commitment to community health and for offering strong local benefit packages.
Mutual of Omaha
- Industry powerhouse in Medicare Supplement with a reputation for competitive rates and stability.
- Excellent portfolio of Final Expense and simplified issue products.
- Exceptional digital tools for agents, including instant e-applications and online quotes.
Nassau Re
- Primary focus is on offering competitive Fixed and Indexed Annuities for retirement accumulation and income.
- Appeals to agents whose clients prioritize principal protection and guaranteed interest rates.
- Provides specific training to help agents understand and sell the benefits of guaranteed lifetime income.
National Care Dental
- A specialty carrier providing dedicated Dental products.
- Plans are often well-priced and easy to sell alongside other Medicare or health products to complete a client’s coverage.
- Simplifies the process for agents who need reliable, standalone ancillary coverage.
National Life Group (NLG)
- A major provider of Indexed Universal Life (IUL) insurance, often used for tax-advantaged retirement accumulation.
- Offers agents advanced training in financial and estate planning concepts to market IUL effectively.
- Strong focus on life insurance products that include living benefits.
National Western
- Focuses heavily on traditional Life Insurance (Whole Life, Term, Universal Life) and robust Annuity products.
- Known for financial strength and reliable policy performance for clients seeking long-term security.
- Offers competitive compensation on its conservative and secure financial products.
North American
- A high-profile player in the Indexed Universal Life (IUL) and Fixed Indexed Annuity (FIA) markets.
- Known for innovative product designs with strong crediting strategies and attractive cap rates.
- Provides agents with excellent marketing materials and case design support for complex IUL and FIA sales.
Optimum
- Typically offering Medicare Advantage (MA) in specific regional markets.
- Appeals to agents who want to leverage UHC’s network and resources while selling a distinct, locally focused plan.
- Provides access to a nationally recognized carrier with locally enhanced benefit
Oscar ACA
- A modern, technology-focused carrier specializing in the Affordable Care Act (ACA) Individual Market.
- Appeals to younger clients with an excellent user-friendly app, telemedicine, and virtual care focus.
- Gives agents a cutting-edge, easy-to-sell option for clients seeking high-tech, simple health insurance.
Pivot Health
- A key carrier for Short-Term Medical (STM) products.
- Provides a necessary, low-cost option for clients who need temporary coverage outside of ACA Open Enrollment.
- Offers agents a solution for clients facing gaps in coverage or those seeking non-ACA compliant alternatives.
Royal Neighbors of America
- A fraternal benefit society offering Whole Life, Term, and Universal Life insurance.
- Products are enhanced with fraternal benefits (such as scholarships and community programs) that add value for members.
- Offers agents the benefit of selling products with a community-focused mission and competitive commissions.
SILAC
- Prominent in the Fixed Indexed Annuity (FIA) market, known for very competitive crediting rates.
- A major selling point is often high cap rates or unique participation rates on their annuity products.
- Provides agents who focus on retirement products with aggressive, high-value options.
Transamerica
- Large national carrier offering a wide range of Life products.
- Strong presence in the market for individual products.
- Provides agents with extensive financial resources and brand power for complex insurance needs.
United American
- Specializes in Supplemental Health products, notably Cancer, Heart/Stroke, and Accident coverage.
- Known for its focus on cash-benefit insurance policies designed to pay directly to the client.
- A great choice for agents seeking to round out client coverage against major health events.
UnitedHealthCare (UHC)
- The largest health insurance company in the U.S., dominating the Medicare Advantage (MA) market.
- Provides agents with unparalleled brand recognition, the widest network, and the most diverse plan offerings.
- Offers comprehensive training, technology, and robust support systems for high-volume agents.
United Home Life
- Focuses heavily on the Final Expense market, offering various simplified issue whole life plans.
- Known for fast decisions and often having products tailored to specific health statuses.
- Provides agents specializing in final expense with straightforward, reliable policy options.
WellCare
- Major player in Medicare Advantage (MA) and Prescription Drug Plans (PDPs).
- Very strong presence in the Dual-Eligible Special Needs Plan (D-SNP) market.
- Offers agents access to a massive portfolio, competitive MA benefits, and strong support for D-SNP enrollment.